Riskalyze Blog

Helping Advisors Empower Fearless Investing.

Investing is Broken Part 4: The Short Term Gets Ignored

Advisors have been trained that there are two things they should never discuss with their clients, and they’re not religion and politics. We’re talking about risk and the short term. All of our research points to a simple truth: while investors should be focused on the long term,…


Investing is Broken Part 3: Bad Expectations Sabotage Us

An investor has an appointment with a financial advisor. They discuss plans for the next 5, 10, 20 years: buying a house, kids going to college, starting a business, etc. They have a conversation about investment options and the advisor recommends a portfolio that fits them best. Then, the following…


Investing is Broken Part 2: Investors are Overwhelmed

There’s no shortage of information out there—from the 24hr news cycle, to blogs, to Twitter, to financial analysts—everyone has an opinion about investments. More people are in tune with the ebb and flow of the market than ever before—yet fewer are investing, and market skepticism has…


Investing is Broken Part 1: Stereotypes Don't Work

For decades, the industry has followed the same thought patterns: young people have time to make up for market losses, so they must have an aggressive risk tolerance; whereas, older investors need to preserve the wealth they’ve already built, so they must have a conservative risk tolerance. Everyone else?…


Advising Young Investors

We’re about to witness the greatest transfer of wealth in history. Over the next 30 years, baby boomers will pass $30 trillion in assets to their Generation X and millennial children, and most of these young investors plan on firing their parents’ advisor. Anyone born between 1980 to 1997…